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General Financial Aid Information

大学理事会在线
This site provides an excellent overview of financial aid, as well as calculators with which you may estimate your family’s contribution (if you do so, make sure to select Federal and Institutional Methodology).
大学理事会的如何发现奖学金骗局
大学导航器
A free consumer information tool designed to help students, 父母, high school counselors and others get information about colleges.
资助.org
A comprehensive site on financial aid, this site provides links to major scholarship and loan sources as well.
California Student Aid Commission
Provides information on the Cal Grant 程序 and the California State ScholarShare 529 程序.

税收抵免

IRS Publication 970 Tax Benefits for Education: Information about federal programs designed to support families paying higher education expenses by providing tax benefits to students and their families. The most commonly used tax benefits include:

美国机会信贷

Worth up to $2,500 of the cost of tuition and related expenses. The credit amount starts phasing out if you make more than $90,000, or $180,000 if you’re filing a joint return.

终身学习学分

A tax credit of up to $2,000 (20 percent of the first $10,000) for educational expenses. The credit amount starts phasing out if you make more than $66,000, or $132,000 if you’re filing a joint return.

学生贷款利息扣除

Interest paid on education loans can be deducted up to $2,500, even if the tax filer does not itemize deductions. The credit amount starts phasing out if you make between $65,000元及80元,000美元或135美元之间,000元及165元,000 if you’re filing a joint return.

Coverdell Education Savings Account (ESA)

Families can contribute up to $2,000 per year tax free for each child under 18 in the child’s name toward education expenses. The credit amount starts phasing out if you make more than $110,000, or $220,000 if you’re filing a joint return.

财政援助工具 & 计算器

教育部还款估计量
Use the 还款估计量 to estimate your federal student loan payments under each repayment plan.
大学理事会的工具 & 计算器
工具 and calculators for everything from Expected Family Contribution to loan repayment.
学生贷款营销协会(Sallie Mae)的大学规划工具
工具 and calculators about planning and budgeting, reducing the cost of borrowing and evaluating repayment options.
资助.org计算器
Offers online calculators on a wide range of student finance issues, from need analysis to loan repayment.